Why Delaware & Pennsylvania Families Choose PPS

Rent To Own with Local DE & PA Support

Traditional renting builds your landlord’s wealth. With PPS’s Rent To Own, Delaware and Pennsylvania families get access to state and county down payment assistance, local housing counseling, and county-level programs—so every on-time payment moves you closer to owning your home.

  • Access to Delaware & Pennsylvania down payment assistance programs
  • Local housing counseling and partner agencies in DE & PA
  • County-level programs and funding options tailored to your area
  • Know your future purchase price and earn option credits
  • Flexible timelines and local closing and settlement support

Renting vs. Rent To Own with PPS

Traditional Renting
• No ownership path
• Rent increases with no control
• You’re building someone else’s equity

Rent To Own with PPS
• Clear roadmap to owning the home
• Future purchase price set in advance
• Option credits help you work toward a down payment

Who This Is For in Delaware & Pennsylvania

You Don’t Need Perfect Credit — DE & PA Options

If you can comfortably afford rent today but can’t qualify for a traditional mortgage yet, Rent To Own with PPS may be a strong fit. In Delaware and Pennsylvania, eligibility commonly depends on county and ZIP code-level checks, participation in local housing programs, and household income bands that vary by county and program.

  • Household income that supports market rent and commonly-used program income bands (varies by county)
  • Reasonable history of on-time payments
  • Some ability to save toward closing costs or an option fee
  • Willingness to follow a step-by-step plan; we’ll verify county/ZIP eligibility and available DE/PA programs

Quick Self-Check: Are You a Good Candidate?

  • You want to own a home in the next 1–3 years.
  • You have stable income (employed or self‑employed) and may meet local program income bands.
  • You can document income and major expenses; ZIP/county helps verify eligibility.
  • You have some funds for an option fee or can build it over time.
  • You’re ready to follow a credit and savings improvement plan and enroll in available DE/PA assistance when eligible.

If you checked “yes” for most of the above, you’re likely closer than you think. Share your county or ZIP code and household income range and we’ll check DE/PA programs and walk you through next steps.